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Retirement Plans by Design

expertise for successful organizations

…let’s have a conversation

We offer retirement plan advisory services to employers based on their circumstances. Our goal is simple – to provide meaningful value by delivering comprehensive consulting and plan design along with innovative solutions. As an independent, objective firm, we partner with like-minded, client-first administrators, recordkeepers and trustees. This collaborative approach allows you to benefit from our collective knowledge and experience. It provides transparency and better serves your needs. We help you reduce fiduciary liability, minimize costs, and increase employee participation while making the process as problem-free as possible. In the end, we help you manage a competitive retirement plan that doesn’t eat away your costs or your time.

Enhanced solutions for your specific needs

With our unique background we offer specialized and extensive insight to help optimize your retirement plan by gaining cost transparency, minimizing fiduciary risk and lessening administrative burdens. This allows you to attract talented employees while also controlling costs and ensuring regulatory and fiduciary obligations are met.

Are you looking for larger pre-tax contributions?

Many retirement plan consultants are unable to offer solutions beyond the generic safe harbor 401k plan – that’s where we add additional value. Many small business owners need to accelerate their retirement deferrals while reducing current income tax liabilities – this is possible with a “combo approach” to retirement plan design. A defined benefit plan, in addition to a 401(k) plan, may allow higher compensated owners and employees to set aside more money for retirement than the typical 401(k). Under the right circumstances, this can produce dramatic tax savings for the employer and allow for key employees to receive significant retirement benefits. We can also design non-qualified deferred compensation plans as an overlay to provide even greater retirement savings opportunities.

Can you do better?

Even if you get regular advice from an advisor, you may benefit from a second opinion. In today’s evolving financial markets, a fresh perspective could be exactly what you need. Benchmarking your retirement plan is critical to ensuring its compliance, value, and impact. Simply stated, benchmarking is the process of reviewing and evaluating all aspects of your plan. It involves taking a look at what you have currently to determine if it’s appropriate or needs some updating. Our study examines four key areas: Plan Design, Fees, Comparability, and Plan Providers. Benchmarking helps satisfy fiduciary obligations and optimize plan features. The insights help you achieve better outcomes as you move forward.

Executive Supplemental Retirement and Insurance Plans

These plans provide key individuals with competitive, tax-efficient solutions to help save for retirement and plan for financial security. Many of these are specialty products that can be portable and designed with institutional pricing. Their structure and placement help meet various financial and estate planning goals.

About Us

Waypoint Retirement Advisors helps employers secure the most optimal plan for themselves and their employees. We are uniquely qualified to help both large corporate plans sponsors as well as small business retirement plans.

Trey Fairman, AIF®, J.D., LL.M.

Founder & Senior Consultant

As the Founder and Senior Consultant of Waypoint Retirement Advisors, Trey focuses on providing fiduciary guidance and investment oversight for corporate-sponsored retirement plans. He is licensed as a series 66 Investment Advisor Representative.

…let’s get started

Give us a call or fIll out the form and we’ll be in touch.

We’re looking forward to hearing from you

– The Waypoint Team

Investment Advisory Services offered through Waypoint Retirement Advisors LLC, a Registered Investment Advisor

FINRA’s BrokerCheck